Caterpillar Financial Services' net income for the last three months of 2012 clocked in at $99 million, up 4 percent from the year before. Keeping a lid on further gains from more lending and lower expenses was a $17 million jump in the loan loss provision and $12 million of returned or repossessed equipment.
New retail financing in the fourth quarter of 2012 was $3.85 billion, an increase of $840 million, or 28 percent, from the fourth quarter of 2011. The increase was a result of growth across all operating segments, with the largest increases occurring in our North America, Europe and Caterpillar Power Finance and Latin America operating segments.
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